Credit, Debt & Money Issues: A legal process to protect a person or business who cannot pay their debts, and ensure that creditors are treated fairly.
Bankruptcy - A legal process to protect a person or business who cannot pay their debts, and ensure that creditors are treated fairly.
- Public Counsel Bankruptcy Clinic (in Spanish & English): https://publiccounsel.org/services/bankruptcy/
- The COVID-19 Corona Virus and your bankruptcy case: Frequently Asked Questions: https://upsolve.org/learn/covid-19-faq/
- U.S. Bankruptcy Courts, California Central: https://www.uscourts.gov/about-federal-courts/court-website-links/court-orders-and-updates-during-covid19-pandemic#bankruptcy
Credit & Debt - Money that is owed such as credit card bills, loan payments, etc., and the rights of the person who owes the money (debtor) and the person to whom it is owed (creditor).
- LA Law Library, Online Class, Dealing with Debt: Where You Begin: https://www.lalawlibrary.org/hidden-classes/1522-dealing-with-debt-where-you-begin-online
- Federal Deposit Insurance Corporation: https://www.fdic.gov/coronavirus/index.html
- Find Help: https://findhelp.org/
Auto Loan Payments - Payments relating to the purchase of an automobile or other vehicle.
- Car Payment Relief During Coronavirus: https://www.edmunds.com/car-news/coronavirus-car-payment-relief-programs.html
- Coronavirus: Information for Consumers and Businesses, Los Angeles County Department of Consumer and Business Affairs (DCBA): https://dcba.lacounty.gov/coronavirus/
Student Loans - Money borrowed by students to pay for or support their education. Federal student loan borrowers may be entitled to COVID-19 related relief.
- Consumer Financial Protection Bureau: https://www.consumerfinance.gov/about-us/blog/what-you-need-to-know-about-student-loans-and-coronavirus-pandemic/?utm_source=newsletter&utm_medium=email&utm_campaign=wc&utm_term=April12020
- Coronavirus and Forbearance Info for Students, Borrowers, and Parents: https://studentaid.gov/announcements-events/coronavirus
- LA Law Library, Online Class, Understanding Your Student Loan Debt: https://www.lalawlibrary.org/hidden-classes/1570-student-loan-pbw2020
- Legal Aid Foundation of Los Angeles (LAFLA): https://lafla.org/stories-events/lafla-coronavirus-response/
- Understanding Student Loan Forgiveness https://studentaid.gov/manage-loans/forgiveness-cancellation
- The Biden-Harris Administration’s Student Debt Relief Plan Explained https://studentaid.gov/debt-relief-announcement
- Do You Qualify for Student Loan Forgiveness or Discharge? https://mygreatlakes.org/educate/knowledge-center/know-your-options-forgiveness.html
- ON DEMAND: Federal Student Loans: Repayment and Cancellation Options https://www.lalawlibrary.org/hidden-classes/1952-federal-student-loans-repayment-and-cancellation-options
Tax Filings / Tax Breaks
- California Unemployment Insurance Appeals Board, Office of Appeals Tax Hearing Information: https://cuiab.ca.gov/wp-content/uploads/sites/13/documents/cuiabHearingInfoEnglish1.pdf?emrc=50ccb1
- California Unemployment Insurance Appeals Board, Office of Appeals Tax Hearing [Spanish]: https://cuiab.ca.gov/wp-content/uploads/sites/13/documents/cuiabHearingInfoSpanish.pdf?emrc=fc1299
- COVID-19 Tax News and Information, American Bar Association (ABA): https://www.americanbar.org/groups/taxation/resources/covid19-taxnews/
- IRS Materials also available in Korean, Mandarin, Russian, Vietnamese: https://www.irs.gov/newsroom/find-tax-help-in-several-languages-on-irsgov
- IRS (Spanish): https://www.lalawlibrary.org/pdfs/COVID19/CoronavirusReliefSpanish.jpg
- IRS Find a Location for Free Tax Help: https://www.irs.gov/individuals/find-a-location-for-free-tax-prep
- IRS Low Income Taxpayer Clinic List: https://www.irs.gov/pub/irs-pdf/p4134.pdf
- IRS, Recovery Rebate Credits and Economic Impact Payments: https://www.irs.gov/coronavirus/economic-impact-payments
- State of California Unemployement Insurance Appeals Board Forms and Publications: https://cuiab.ca.gov/forms-and-publications/